Policy Pros USA is your premier independent health and life insurance partner. We compare top-rated carriers to find the right plan for your family, your team, or your retirement, with no fees and no pressure.
From protecting your health to planning for your family’s future, we make it easy to compare plan options from carriers you already know and trust.
No call centers. No commissions for the wrong plan. Just a licensed broker who works for you, not the carrier.
Share a little about your household, budget, and the doctors or medications that matter most. Two minutes, online or by phone.
We pull side-by-side quotes from 50+ A-rated carriers, and we'll tell you when an off-exchange plan or a subsidy is the smarter move.
We'll walk through every option, answer your questions, and stick with you for renewals, claims help, and life changes. All for free.
"I was paying $612 a month on the marketplace because I didn't realize I qualified for a subsidy. Policy Pros got me into a better plan with the same doctor for $214. They saved my family almost $5,000 a year."
"Our agent reviewed our term life every year. When my health improved, he re-shopped it and dropped our premium 22%. You don't get that kind of attention from a 1-800 number."
We partner with the carriers Americans already know. We never push a single brand. We recommend the plan that actually fits your situation.
…and dozens more. These are just a few of the carriers we shop on your behalf.
Logos shown for identification only; Policy Pros USA is independently owned and operated.
Quick answers to the questions we hear most. Don't see yours? Reach out anytime.
Have a different question?No. We're paid directly by the carriers, the same as if you went to them yourself. The difference: we shop dozens of carriers in one stop. There are no broker fees and no markup on your premium.
We're a fully independent brokerage licensed nationwide. That means we're free to recommend any carrier, instead of being limited to the products of one company.
Absolutely. A free annual review is one of the best things our clients do. If your current plan still wins, we'll tell you. Either way, you keep the peace of mind.
For most plans, we can complete an application in a single 20-30 minute call. Coverage typically begins the first of the following month, and in some cases it can start as early as the next day.
